Serving the Texas Hill Country
Certified Loan Signing Agent
Remove the Stress of Loan Signing
Did you know you can request your own Loan Signing Agent, not just anyone the Title, Mortgage Company or Bank sends your way? That’s right!! Request us by name and provide our number 512-846-7846.
It is important to take note that not all Notaries are the same. In other words, not all Notaries are trained and certified Signing Agents. However, all Signing Agents must be a commissioned Notary, and usually continue to offer general notarizations.
I love how Quicken Loans says:
“NSAs: The Unsung Heroes Of Closing Day”
Notary signing agents help prevent fraud and duress in loan transactions. Without NSAs, property couldn’t be bought, sold or refinanced.” You can read the rest of their post here.
According to the National Notary Association (NNA) “Notary Signing Agents (NSAs) [or Loan Signing Agents] facilitate loan closings for the mortgage finance industry. Before starting the NSA certification process, you must be commissioned as a Notary Public … Because lenders, title companies and signing services are held to certain regulatory standards, they set the bar for the Notaries they hire.”
The NNA continues to answer the question:
“What does a Notary Signing Agent do?”
A Notary Signing Agent is a Notary who is specially trained to handle and notarize Mortgage Loan documents including Home Equity Line of Credit (HELOC) loans. For lenders, Signing Agents are the critical final link to complete the loan. A Signing Agent is hired as an independent contractor to ensure that real estate loan documents are executed by the borrower, notarized and returned for processing on time. Completing this critical part of the loan process enables the loan to be funded.
The minimum requirement to become a Signing Agent is:
- Be commissioned as a Notary Public in your state (required).
- Take a loan signing training course.
- Pass an exam and background screening that are SPW compliant.
- Purchase a minimum $25,000 E&O insurance policy.
How is Hill Country Mobile Notary different than other Notaries or Signing Agents?
HCMN is trained and certified in handling your loan documents by not just one training academy, but FOUR! We carry $150,000 in E&O (Errors and Omissions), 6 times the required amount.
Not only are we SPW compliant, we have a AG IC01 Rating. (An additional and more thorough verifiable background check that is mandated by our government with the passing of the Dodd-Frank Reform Act, and the Inspector General, in order to work with the Mortgage industry as a Field Service Inspector.)
You can depend on our thorough knowledge of the Lending Industry and loan documents to put you at ease presenting the closing documents to you. It is our goal to provide a pleasant conclusion to your refinance or purchase.
Loan Signing Agent Fees
Pricing depends on the following:
- Number of Pages
- Type of Signing
- Location of Signing
- Time Spent
- Number of Signers
- Method of Return: Scan back, Delivery, FedEX/UPS
Print fees: $25.00 (for up to 100 pages)
Document Package & Delivery Fee: $25.00
Additional fee for after hours (signings after 7pm) – $30.00
A current, valid photo identification must be presented by all signers prior to any documents being notarized. Examples include current state issued Driver’s Licenses or identification cards, U.S. Passports or military identification cards.